Basic Life and AD&D Insurance | FAQs | Energy Transfer Employee Benefits

Will I receive Basic Life and AD&D coverage?

Yes. You will receive coverage in the amount of 1.5 times your annual earnings for Basic Life and AD&D, up to a $750,000 limit.

Will my eligible dependents receive Basic Life and AD&D coverage?

Your spouse will receive Basic Life in the amount of $20,000, and your child(ren) in the amount of $10,000. There is no Basic AD&D coverage provided for dependents.

What does Basic Life and AD&D insurance cover?

The coverage gives your beneficiaries financial protection if you should die or are dismembered in an accident.

How do I name my beneficiaries for Basic Life and AD&D coverage?

You will be asked to name your beneficiaries when you enroll for benefits. You are automatically named the beneficiary of your dependents' life coverage.

Who is the Basic Life and AD&D administrator?

Sun Life administers Basic Life and AD&D coverage.

How much will I pay for Basic Life and AD&D?

You will receive Basic Life and AD&D coverage at no cost to you. The Partnership covers 100% of the cost.

These frequently asked questions (FAQs) provide only an overview of benefit changes and clarifications effective Jan. 1, 2024. The respective plan documents and policies govern your rights. You should rely on this information only as a general summary of some of the features of the plans and policies. In the event of any difference between the information contained herein and the plan documents and policies, the plan documents and polices will supersede and control over these FAQs. The Partnership expressly reserves the right at any time and for any reason to amend, modify or terminate one or more of the plans or policies described in these FAQs.

QUESTIONS?

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We know that you may have questions about your benefits. We’re here to help you! The Benefit Advocate Center offers you a variety of services. When you have a question, need to file a claim, or search for a doctor, you will reach out to the AmeriBen Customer Care Contact Center.

Benefit Advocate Center

Need help with enrollment or benefits? Contact the Benefit Advocate Center, Monday-Friday, 7 a.m.–6 p.m. CT.

1-855-562-5847

BAC.ETBenefits@AJG.com

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Have claims or medical plan questions? Ameriben is here to help.

1-866-215-0976

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